Hosted Credit Portfolio Risk

Open Analytics’ hosted Credit Portfolio Risk solution provides core risk measurement, collective provisions and portfolio quality monitoring for banks and credit providers. The service provides a foundation for credit portfolio management by taking care of risk estimation and model management for you, including running models, annual recalibration, support through financial audits and all-important portfolio risk profile monitoring.

The solution is adaptable to any portfolio type and any level of data maturity. For established lenders with significant data assets, risk estimates are calibrated to internal performance data to best reflect your customer base and risk profile. For startups or lenders with limited data, customers can take advantage of Open Analytics’ industry benchmark models, fine-tuned with decades of experience developing and managing risk estimate models for the full spectrum of credit providers in Australia and New Zealand.

Our industry benchmark models provide a sound foundation for credit risk estimates and provisions for new lenders which evolves as your data assets grow.