Open Analytics™

We modernise, automate and strengthen underwriting, risk management and customer engagement for banks and credit providers.

Services

Successful outcomes in credit risk and customer management relies on proficiency across a number of technical and business domains.

We help our clients achieve success by providing our expertise and support across the entire credit life-cycle.

Predictive Modelling

Specialised in advanced predictive modelling and machine learning methods which maximise the effectiveness of a broad range of data types to predict credit losses, defaults, customer behaviour and segment customers by credit quality.

Data Architecture

Expertise in structured data-model implementation, designed to enrich the value of lender’s data assets by increasing the range, interpretability, traceability and consistency of data.

Credit Risk Management

Credit policy and automated decisioning processes including acquisitions strategy, underwriting policy, marketing, credit line management, risk-based pricing and collections.

Credit Decisioning Models

We offer a full range of credit risk model development services supporting credit decisioning including application scoring, dynamic collateral valuation and behavioural scoring.

Transactional Data Models

We can support our clients in modernising their credit processes by integrating high volume transactional data and applying advanced modelling techniques to enhance credit rating models and automated credit decisioning processes.

Regulatory Basel, IFRS-9

Experienced in Probability of Default, Exposure at Default, Loss Given Default and Expected Loss estimation for retail and wholesale portfolios to meet Basel A-IRB capital management and IFRS-9 provisioning requirements.

Data Quality
Control Framework

We offer a range of services that help you understand the strengths and weaknesses of existing data assets and data collections practices.

Model
Implementation

We provide technical support and expertise for model implementation and validation of system outputs.

Model Monitoring
& Maintenance

We provide both standard and customised model monitoring services, and offer services to tune up your existing models.

Our Clients

Our team of credit risk management and data science experts provide support to financial institutions and creditors of all shapes and sizes, ranging from the major national banks to start-up online lenders. Additionally, we support energy retailers, utilities and other subscription service providers interested in applying credit risk management methodology to minimise and control payment risk.

About Us

Open Analytics is an Australian financial services company founded on a vision to modernise and strengthen underwriting, risk management and customer engagement for banks and credit providers. We offer a unique design methodology and holistic approach to implementing pro-active, efficient and ethical decisioning processes with a strong emphasis on long-term sustainability and optimised risk-reward outcomes.

Contact

Get in touch by emailing us on contact@open-analytics.com.au.

Interested in becoming part of the Open Analytics team? Send your CV to, recruitment@open-analytics.com.au.

Open Analytics™ is a registered trademark of E0 Pty. Ltd. ABN 62 613 461 644.

© 2020 All Rights Reserved.