
Credit Risk Modelling: Machine Learning vs Logistic Regression
By Mike Hay | Open Analytics In the evolving world
Looking for a partner to support efficient, ethical, and proactive decisioning with a focus on sustainability and optimised risk-reward outcomes? As an Australian financial services consultancy, we help modernise underwriting, risk management, and customer engagement for local banks and credit providers—backed by a unique design approach and deep industry experience.












We support financial institutions and creditors of all shapes and sizes. Whether you’re an online FinTech, a big-4 bank or something in between. Our solutions adapt to exactly what your business needs.
Our solutions include credit scoring, monitoring and provisioning products, as well as custom designed support, according to your needs.

By Mike Hay | Open Analytics In the evolving world

With economic conditions shifting and audit season in full swing, it’s time to reassess where we sit in the economic cycle.

We get it, no one really wants to talk about default. There are topics way more fun than this.
We get it, no one really wants to talk about default. There are topics way more fun than this.
Discover how portfolios across the industry have performed so far in 2025, and what’s still to come.
Find out how much creditors typically recover on different types of lending products and collateral type.
Download our full price list to see exactly what you’ll pay—no surprises.