Services
Successful outcomes in credit risk and customer management relies on proficiency across a number of technical and business domains.
We help our clients achieve success by providing our expertise and support across the entire credit life-cycle.
Predictive Modelling
Specialised in advanced predictive modelling and machine learning methods which maximise the effectiveness of a broad range of data types to predict credit losses, defaults, customer behaviour and segment customers by credit quality.
Data Architecture
Expertise in structured data-model implementation, designed to enrich the value of lender’s data assets by increasing the range, interpretability, traceability and consistency of data.
Credit Risk Management
Credit policy and automated decisioning processes including acquisitions strategy, underwriting policy, marketing, credit line management, risk-based pricing and collections.
Credit Decisioning Models
Transactional Data Models
We can support our clients in modernising their credit processes by integrating high volume transactional data and applying advanced modelling techniques to enhance credit rating models and automated credit decisioning processes.
Regulatory Basel, IFRS-9
Experienced in Probability of Default, Exposure at Default, Loss Given Default and Expected Loss estimation for retail and wholesale portfolios to meet Basel A-IRB capital management and IFRS-9 provisioning requirements.
Data Quality Control Framework
Model Implementation
Model Monitoring & Maintenance
Our Clients
Our team of credit risk management and data science experts provide support to financial institutions and creditors of all shapes and sizes, ranging from the major national banks to start-up online lenders. Additionally, we support energy retailers, utilities and other subscription service providers interested in applying credit risk management methodology to minimise and control payment risk.
About Us
Open Analytics is an Australian financial services company founded on a vision to modernise and strengthen underwriting, risk management and customer engagement for banks and credit providers. We offer a unique design methodology and holistic approach to implementing pro-active, efficient and ethical decisioning processes with a strong emphasis on long-term sustainability and optimised risk-reward outcomes.
Contact
Get in touch by emailing us on contact@open-analytics.com.au.
Interested in becoming part of the Open Analytics team? Send your CV to, recruitment@open-analytics.com.au.
Open Analytics™ is a registered trademark of E0 Pty. Ltd. ABN 62 613 461 644.
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